EHM
Strategies
Loan Program

Bridge Loans

Short-term capital for time-sensitive opportunities

Bridge loans provide short-term financing for investors who need to buy or hold an investment property until a sale or long-term refinance is ready. Quick decisions, flexible terms and fast execution help you move on time-sensitive deals and carry transitional assets to their next stage.

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Term
12–24 Months
Short-term financing sized to your plan
Payments
Interest-Only
Lower carrying costs while you execute
Close
Fast Execution
Quick decisions for time-sensitive deals
Purpose
Purchase or Refi
Acquire a property or refinance one you own

How It Works

Short-term capital for time-sensitive deals

Purchase or Refinance

Use bridge capital to acquire a property or refinance an existing one

Quick Decisions

Underwriting focused on the property and your exit plan

Interest-Only Payments

Keep monthly costs manageable during the bridge period

Exit Flexibility

Sell or refinance into a long-term loan such as DSCR

Who This Is For

Designed for investors who
need to move fast

Bridge loans are built for transitional assets and time-sensitive opportunities. Need rehab funds? See our Fix & Flip loans. Ready for a long-term hold? Explore DSCR loans, or read our bridge loan guide.

Investors who need to close quickly on a competitive deal
Buyers purchasing before selling another property
Owners of transitional assets that are vacant or under-rented
Investors planning to refinance into a long-term DSCR loan
Light value-add projects that do not need a full rehab draw schedule

Requirements

What you need to qualify

1
Minimum 660 credit score
2
Business-purpose investment property only
3
Property must be non-owner occupied
4
Clear exit strategy: sale or refinance
5
Property details and purchase or payoff information
6
Credit, experience and liquidity are reviewed

The Process

Fast funding for your next move

01

Submit Your Deal

Share property details, purchase price or payoff, and your exit plan

02

Quick Underwriting

We review the property, the timeline, and your exit strategy

03

Loan Approval

Receive terms and close, often in 7-14 days with proper documentation

04

Execute Your Exit

Sell the property or refinance into long-term financing

FAQ

Common questions about Bridge loans

Ready to Apply?

Bridge to your next deal
with fast execution

Submit your deal details and your exit plan. A real person reviews every scenario and structures it with you.

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Disclaimer: Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states. Rates, terms, and conditions are subject to change without notice. This is not a commitment to lend. EHM Strategies is a mortgage broker and works directly with our lending partners. Equal Housing Opportunity. All loans subject to property eligibility and borrower qualification. Bridge loans are business-purpose loans intended for non-owner occupied investment properties only.

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