Terms of Service

Agreement to Terms

By accessing or using the EHM Strategies website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Services Description

EHM Strategies, LLC operates as a mortgage broker connecting borrowers with lending partners. We do not make loans directly. All loan decisions, terms, and conditions are determined by our lending partners.

No Guarantee of Loan Approval

Submitting an application or inquiry through our website does not guarantee loan approval. All loans are subject to credit approval, property eligibility, and program guidelines established by our lending partners.

User Responsibilities

You agree to:

• Provide accurate and complete information
• Update information as necessary
• Use our services only for lawful purposes
• Not misrepresent your identity or qualifications
• Not interfere with the proper operation of our website

Text Messaging Terms

By checking the optional SMS consent box on one of our forms, you give express written consent for EHM Strategies, LLC to send text messages to the mobile number you provided, regarding your loan inquiry, application status, document requests, and scheduling. Consent is not a condition of any purchase or of loan approval.

• Message frequency varies based on the stage of your inquiry.
• Message and data rates may apply; your mobile carrier's standard rates govern.
• Reply STOP to any message to opt out. You will receive a single confirmation and no further messages.
• Reply HELP for assistance, or contact privacy@ehmstrategies.com.
• Carriers are not liable for delayed or undelivered messages.
• Supported carriers include AT&T, Verizon, T-Mobile, and most US carriers. Carrier support may change without notice.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for how we handle your information.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of EHM Strategies, LLC and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

Limitation of Liability

To the maximum extent permitted by law, EHM Strategies, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website.

Modifications

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to this website. Your continued use of our services constitutes acceptance of the modified terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of [INSERT STATE], without regard to its conflict of law provisions.

Contact

For questions about these Terms of Service, please contact us at: